Your Guide To USDA Home Loan Benefits

Your Guide To USDA Home Loan Benefits

If you think that buying a home without a down payment is impossible, think again. USDA loans allow for zero dollars down. You’ve read it right!

Here are some more of the great benefits you can enjoy with a USDA loan:

• The standard 20% down payment has been a hurdle for many, but down payments are no longer a problem with a USDA loan. You get 100% financing, and no down payment is needed.

• USDA loans are backed by the U.S. Dept of Agriculture, which translates to lower interest rates for borrowers.

• Pay the lowest PMI rate compared to other loan programs. PMI is standard for any loan with less than 20% down payment, including USDA loans. The good news is any upfront PMI can be rolled into the home financing, which means you can close the loan without spending a dime.

• USDA loans also allow buyers with limited credit histories to qualify for financing.

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